Special enrollment for your new baby

Written by the Progyny Editorial Team — September 2025.

Here’s an item for your new-baby to-do list: add them to your health plan.

You have 30 to 62 days after your baby’s delivery date to add them to your coverage (this is called a “special enrollment period”). Check with your employer for special enrollment details. These details do vary, so it’s important to have a plan so you don't miss the window. 

You may be able to change your coverage for other benefits during this time, too. Any changes would be effective from the baby’s date of birth. 

Things to consider

As you plan to change your benefit enrollments, think about:

• What are your family’s expected medical expenses?

• Are there other benefit programs to add your baby to?

• How much would you like to contribute to your 401k?

• Would you like to adjust your life insurance and disability coverage?

If you miss the 62-day window, you’ll have to wait until the next open enrollment period to make changes. Be sure to add a reminder to your calendar to make this important update!

Your Progyny Benefits Specialist is here for you if you have any questions.

Disclaimer: The information provided by Progyny is for educational purposes only and is not legal advice. Always consult a lawyer for legal guidance.